There you are, shirtless and buffed out to display how much leisure time you have to spend at the gym, having fun in a world where everything is easy.

If they had an issue with the ACH processing again last night that would explain this behavior. 

Although I think something should be said for the sort of person who has a real estate license to engage in this behavior.

Hopefully it was an oversight, but even if your agreement (contract) saves you this time, I would be careful of the possibility that he could continue this type of behavior going forward.

This behavior is unethical and unfair to other investors.Someone is acting unethical.

Good question... this is what the price behavior has been in the last 5 years for instance in San Jose:If you bought in San Jose in 2011, you likely have experienced price increase of 50% or more in property value. 

Maybe he doesn't have 6 months reserves/ 661 FICO/ DTI too high.https://singlefamily.fanniemae.com/media/20786/display here is fannie's rules note in red they won't buy high LTV refinances.

If you have trouble with the unethical behavior, report the agent.

I don't like this because it rewards irresponsible behavior with my tax payer dollars. 

The neighbors will always be other vacationers (who may also be annoyed by unruly behavior, but the problem guests will move on.)