I know there are cash-out refi programs where once I've made the $50K in payments, and I can show payments/invoices to a contractor for said repairs (I'd have to fake this which I don't want to do), I can go get the home re-appraised with the capex done and apparently this process is relatively simple, costs around $3,200 per house and most of the time the homes appraise how you want it.

Upon pushing them for invoices they decreased it to $87k but said more is coming once the framing is complete.  

**NEVER PAY A SUB 50% upfront**1st Always have a proposal from the esteemed subcontractor it vendor, with their information - qualify the sub no matter how big or small the job is:• look up their State License on your state license board - make sure it’s active, not suspended • Let them send in their insurance information with your property as the additionally insured • keep track of any Preliminary notices that they may send to you 2nd Come to a written agreement/contract of a payment schedule* - with less 5% retention on each invoice until close of project scope A timing schedule is also really good to have in your contract that way they are not just prolonging the job.

Seems at the time I was rushed, or simply had a brain fart.Again, dang sideways pic.That's the shower drain.

Invoice factoring is a method of monetizing accounts receivable to give business owners immediate access to the revenue they are owed.

I commute from Tracy to the Bay area and it's dang near stop and go its so flooded

Get comfortable with uncertainty, or be explicit about your expectations when working with a contractor (weekly visits/photos, invoices prior to payment, etc) - don't make assumptions.

Dang.

They email the pix to us along with the invoice. 

I was thinking about getting a separate account and let that flow through, or just send him the invoice from manager and keep a ledger.