Many commercial policies have "flood" coverage for surface water that is the result of something like rainfall and is not the result of an overflow of a nearby natural body of water.  

If some body sells a place for more or less than my offer than my opinion was wrong as it was too high or to low. 

I wish that dead body wasn't there.  

Ryan, I purchased a class C condo in a solid B area, it smelled like there had been a dead body in there when I purchased it.

I've had similar experiences at our local REIA meetings (both GAREIA and Atlanta REIA).The sales presentations aren't the point: The real value is in the networking.The next time you go to a REIA event, I propose you get there early (or stay late) to run into the "greybeards" (both male and female, btw) who are actually investing the way you want to.

No body is better than you and everyone had to start out from the bottom.

I also highly recommend John Asraaf who has integrated the latest neuroscience to create an epic body of work. 

That way I can read their body language and see if they agree with me and understand my points. 

Calling a female agent acting under supposed free will  a "poor lady",  and an investor making offers that the OP finds a waste of time a "schmuck".  

Even though I did not mean to post it yet (there is no body to the post only a subject) and I made a typo in the subject.