I do not need to live price these in Optimal Blue or on a pricing engine so my rates are not effected in this case on a portfolio loan since (None) of my products have prepays.

Optimize your listing.

Matt R.To balance the optimism, you need also account for the year-over-year increase in operating costs in your projections as well. ;-)When we analyse a property for purchase, we like our numbers to be very conservative, so we will model a property over a period of five years with no rent increase, no appreciation (sometimes even depreciation) and an annual increase of 1-2% in operating costs.  

I think your own backyard should be the most optimal place to shop for a deal, as we have been taught via the podcasts.

Watching your net worth grow is a critical and motivating aspect of your investment program.It's also valuable to continually re-comp (re-value) your properties, not only to compute an accurate net worth, but to optimize decision making in determining which properties to sell for gains, which to dump if trends are moving the wrong way, which to keep for best rental return and cash flow maximization, etc.You should compute your current returns (ROI, etc.) on a property using current market value, not historical cost, so that you recognize "opportunity cost" of continuing to hold an appreciated property, for instance.

For me, I'm using my reserves (and the forbearance option) to weather the storm for now and working on optimizing my business model and complete the small projects I've been meaning to take care of (remotely with a trusted local general contractor).  

If we can have our handyman take photos of repairs without sending an inspector for another touch point, great.Streamline, optimize, then outsource.

But some areas around the globe are not in optimal shape.  

If under normal operations the property cash flows then it will cash flow better and be higher yielding in the case things should optimize in your favor.The consequence of not accounting for contingencies in your numbers and evaluations is that you may end up not generating enough money to pay for ongoing operating expenses then fall behind the 8 ball with a property, bad ending to it all and definitely buyers regret along with possible financial ruin. 

What's the optimal equity range (ex: 50 - 80, 40-75, etc.) that I should include in my search 2) I have 400 leads based on our target area.