In all honesty if you have a great relationship with the bank I would ask them what you could do and see what ideas they have.

Michael Lee Your situation is unique and l appreciate your honesty and your willingness to assist others achieve their financial goals.

I haven't gotten an estimate on the hard surfaces yet for the handicap spots, and to be honest, I don't know how much that'll cost me.I've already talked with my banker and she said that I'm good so long as it does not exceed $500k (which it won't).

Being know for honesty and integrity is something money can't buy and that stays with your name after you are gone, your reputation.

Iniative, honesty, willness to learn, responsible and appearance.

But I will say that I commend you for your honesty.

The property was never lived in and semantics is what is keeping them from investing on the second property at only 5% down.  

I'll be honest - I think you're dead wrong about San Antonio's economic growth being "nowhere near Austin". 

Where they professional, affordably, trustworthy and honest?  

But in all honesty you don't need all these protections if you  simply hire quality contractors, those are the ones who you can't get to come work on your  project with a few days notice, those are the ones who don't need your project, those are the ones who charge appropriately for their services...good contractors are qualifying their customers too, good ones simply leave the bad customers to their competitors.After a couple of projects you really should have a decent stable of go to vendors on your team, if you don't you really need to ask yourself some tough questions why?