You're relying on the HVAC guys best guess as to what you'll save on gas monthly and he's biased...to sell the job.

Under federal fair housing you cannot discriminate based on gender, meaning I can't deny an applicant because they are male.

Nice, I'm sure that your biases and name calling extends into your business practices.

I prefer just going to the title company, but Im biased ;)  

Full disclosure I work for a SD IRA custodian, so my thoughts are obviously a little biased. 

As a private real estate lender, I am obviously biased but believe in the advantages of leverage to build wealth over time.

My answer is simple and maybe a little bias because this is what I do for a living but I would invest in Real Estate.

That is exactly what I intend to do, though the bias here against those educated elsewhere than Bigger Pockets seems, at this point, almost insurmountably formidable.

@Brooks Everline@Jason VarianoClearly I'm biased a little here but having a property manager in the mix from the jump is important for the very fact that they know the market, know what improvements need to be made to make a property competitive, know what rents can be achieved given a certain level of rehab thus they are able to make recommendations that achieve the best return on investment, etc. 

I'm biased, but mortgage people are the best to talk to about bruised credit.The folks we refer you to are after our business, and they only get that if they work quickly relative to where your credit is at (meaning a 530 FICO with 40 lates is going to take more than 30 days... you made your bed).