When I use the Case-Schilling Index it leads me to believe that some markets like Phoenix and Las Vegas are near where the prices should be, therefore we should not expect to see a major price reductions in these areas.

Nothing else.When I'm waiting for doctor's appointments-dentists, in line for other mundane consumer chores, I put stuff on index cards and study them. like sales objection handlers, marketing ideas, and the like.Or I talk into a portable digital tape recorder.Or I practice to complete and utter strangers my "elevator speech."

You could try using several different modified forms of the IRR though I prefer to use Net Present Value and a Profitability Index.

I have created a Discounted Cash Flow model on excel that utilizes sensitivity analysis, NPV, Profitability Index and other performance ratios so that you can analyze 15 different types of property or property under 15 different economic scenarios.

Link back to your site by commenting on an authority site with a high PR rank and you should get indexed fairly quickly, sometimes within hours.Peter

The Permanent Index NumberThe first step in the tax search is to find the Permanent Index Number (PIN) for the property.

It certainly beats the crap out of working an additionl 40 hrs/week to gain overtime salary.Maybe it's more like this-- it's better ROI to put your cash in a money market account than keep it under your mattress; but it's better to put it into an index fund than a money market; better still to select a prize-winning stock; better still to correctly pick hedge funds/explosive growth companies, etc., etc.

ARMS would be a good example of how one would need a PHD in finance to understand what's happening with indexes and margins.

So after some period of time, the loan will start to adjust with some underlying index (T-bill, LIBOR, etc.).

Went into the prothonary office and was looking in the locality index.