This year I plan on using my HELOC again, but since I also invest in stocks, using some of that money to purchase properties or I should say as my down payment. 

One thing I could say, (as I know is true with our company, the biggest national cost seg firm) is that the 3/15 tax deadline has is an extremely busy time.

For my price range, what are the neighborhoods that you would pick if you had say, a month to come out and do a cosmetic upgrade to the majority of the place?  

Let's say a property is listed on the MLS and offers a buyer's agent commission.

If time is a major factor for you, especially since you're in Hawaii, I'd say a wholesaler can be a great addition to your team.

I am not against individual per say (as I look to wholesale myself) but in this situation I don't want 30 people emailing my parents.

So I have a hypothetical situation:Lets say a properties ARV is $550k,Repairs are $75k,And Wholesale Fee is $10k.Using the mao formula:$550,000*80%-Repairs-Wholesale Fee = MAO of $355kWhen I am making my offer price to the homeowner, how do I include any liens, mortgages, and/or money owed?

They say a picture is worth a thousand words, well.....you tell me...This was found in one of my new mobile home communities.

ok say a seller is willing to play the bank and they owner finance the house. after the house is in my name can I then refinance the house to get the equity out the house?

If something had to be adjusted, I would say a slight rent reduction may help, as rents are well above what most locals can afford, and as some people (and its not many) are forced to move back to the cities they moved here from, the demand for rentals is still high but the number of people with the ability to pay the higher prices is reduced.