Credit unions or smaller regional banks might be a better fit.

Fit buy box of A or B rated school that will appreciate over time.

Look into areas with lower price points and solid rental demand this can allow you to start investing without the pressure of high local prices.Your brother’s contribution gives you financial flexibility, so use this time to find a property that fits your needs without rushing.

However, I use single platform for smaller apartment that fits the best for the location.

Things like your vacations, entertainment, toys, food, clothes, housekeeping, pets, guns etc.

I would interview several different lead sponsors to see which ones are a good fit for you.

It’s not about chaining yourself to a rigid model; it’s about giving yourself a reliable starting point, so when the next tempting deal in Phoenix’s midtown corridor pops up, you know it fits into your broader strategy rather than just hoping it’ll magically work out.At the end of the day, nobody’s going to knock on your door and hand you a neatly packaged portfolio.

There are a number of Cleveland neighborhoods that would fit your criteria including North Collinwood, sections of Clark-Fulton, and Lee-Harvard just to name a few. 

If single you would have standard deduction of $15,000 plus LTCG tax bracket of $48,350 giving you room of $63,350 to fit income and converted amounts in before you pay any tax.

It's like only using weight to measure fitness.