I bought an apartment building last year at 4.5% but because my bank knows how conservatively I manage debt they offered to modify for a small flat fee to 3.55% in December. 

If the loan kid did not go through as was legally obligated, I would have worked with the seller to sue the bank that was obligated to modify the loan.

Phil has modified my original sheet here: Up To V7 NowMaybe if we ask him nicely he'll implement the rest of the requests.

There are some pharmacies as well as (GSA) government sponsored agencies where you can hit 95 to 100% LTV.It has to be a strong area the lender likes,firm term the lender likes,investment grade,etc.It is not however no money down.For the purchase price the loan point is usually 1 percent and with MAI appraisal,site inspection,phase 1,legal fees,survey,etc. the cost to close is a few hundred thousand.These types of properties tend to be "zero cash flow" deals where the buyer is sheltering tax income and taking depreciation.The GSA are not triple net and are usually modified leases where the landlord has certain responsibilities.

Also here is a example of something I found and would like to modify it some ...

I already have a website for my business that I could modify for this purpose. 

The thing is, when checking back over my list, I saw that I had never before sent these people letters other than the one time.I said that to say several wholesalers and investors use some type of modified format of a yellow letter. 

Ordered postcards through yellowletters, had calls answered by PatLlive using @Michael Quarles Part 1 script(modified slightly).  

My thoughts would start with the following, and be modified by the facts and the laws of my jurisdiction: Sue the original owner as he didn’t pay the mortgage.

So my schedule for tomorrow is now modified and I'll be working on a kitchen sink in a different town than I was headed to.