Also, with current interest rates, the BRRRR strategy is almost impossible because even with lower average property values, the rents are also low and the ratio prevents the ability to refinance all of your capital out and still cash flow.

Conventional Loan (Best for Long-Term Savings) ✅✔ Lower interest rates than FHA✔ No upfront MIP (Mortgage Insurance Premium) like FHA✔ 20% down avoids PMI, but you can go as low as 15% for investment properties✔ Best for long-term hold & cash flow2.

This bodes well for long-term equity growth.Rising Rents: The uptick in rental prices shows a strong demand for rental properties and could lead to better cash flow for investors.Economic Strength: Reading has a diverse economy, with key sectors like manufacturing, healthcare, and education providing stability.Rental Demand: Low vacancy rates signal that people are actively renting in the area, which is essential for scalability.Future Development: Any upcoming infrastructure projects or new businesses could further boost the market.With these positive trends, it seems like Reading could be a scalable rental market.

We would buy this house all cash. 

2) Many flat fee PMC's charge whether property vacant or occupied, tenant paying or not.Lots of games also played with Maintenance fees.

Negative cash flow and extended vacancy.RTR’s property management recommendations have been disappointingRTR team has been supportive and informative over the last 7 monthsAs a first time investor, I was thrilled to learn about RTR.

Do I wait to get more cash?

This strategy could give you steady cash flow while avoiding some of the volatility that can come with Airbnb.

I’m considering a cash out refi. 70% LTV on a property that will likely appraise around $450K.

My criteria is cash on cash return.