I was looking at purchasing beach front raw land down in here in FL recently and while everyone loved my initial business plan, every layer or due diligence displayed another 100k of Capitol that I didn't anticipate because of zoning, environmental, and regulatory restrictions regarding development of said land.I know you own the land, but have you researched the regulations surrounding the base?  

Takes the angst out of it if a resident pays late.Here is what the body of my letter looks like, hope this helps!

Upward & Onward with an unstoppable ambition, determination, fortitude AND a mind & body that is DESTINED FOR GREATNESS (while remaining humble & never haughty)!!!!!!!!

As funny as it may sound, the physical, out in the elements, body hurting all the time type of work is an every day reminder to save and invest because I can't do this forever.

But there are too many variables for any body to give an answer on what works.

There are some regulatory guidelines which licensed lenders and brokers must abide in the residential lending space: One of those is that the minimum down payment size 5% w/ insurance for an owner occupied SFH or duplex; 10% w/ insurance for an owner occupied triplex or quadriplex; 20% for any non-owner occupied property or an owner-occupied property w/o mortgage insurance; andThe second is that no portion of your downpayment can be borrowed.  

Actually, there's a pretty significant body of law concerning real estate, title and taxation. 

Yes, there is in fact a body of academic research into bedbugs. 

Rich, any time that you accept funds from another person, and the outcome of that investment is dependent upon your efforts, you have sold a security and compliance with the body of law surrounding the sale of securities is mandatory.  

I assist real estate investors, Loans for commercial use, Bridge loans, Individual, co-operate bodies, Business Startup etc.