I personally feel that consumer debt is like swimming with ankle weights on. 

Frankly if you do have to evict you are probably going to be under estimating your costs but this is a risk weighted calculation adjusted for probability.

This is true of any organization affiliated with JP Morgan Chase and TD Bank for sure.Also, remember bigger institutions license the FICO algorithm and are able to put in their own weights to get your credit score.

I run a business from my office at home in Chicago...I am starting to build out a decent size team now, when before all my help was from Independact Contractors (Virtually).I have been looking at some office space.Here is a cliff notes version of what's going on:I need an office where I can shoot Youtube Videos (Twice The Speed TV)...My videos consist of workouts for athletes so I would need to put down some turf and rubber flooring to bring some weights in there.I don't know whether I should try to lease something (short term) or just buy something (like an industrial Condo) and then fix it up to how I want.I have the capital to do either, so I am just wondering what would the ideal approach be if I am looking to get an office in Chicago.Thanks,JC

I'm sure there will be hurricane straps required. your also gonna need to assess and check with building to make sure the first floors walls can carry the new 2nd floor. you may need to add some structural to carry the load. your taking what was essentially a finished attic on the Cape and adding the weight of the whole 2nd floor. also as someone else said earlier think about how it's going to look from the outisde. the first floor wall is gonna be pretty tall.

Though its only 25 min from you , its rare it works out that way so don't let them carry too much weight. 

You can file complaints with HUD or other alphabet agencies but since your just an outsider your complaints will have little weight.  3. you probably not really understanding what happened here..

@Alex R.My first suggestion would be to place less weight on the credit score and learn to read a credit history.  

Cordless drill, hand tools, etc.I travel a lot for work, so I'm familiar with what can/cannot be checked and the baggage size/weight restrictionsMy question has more to do with suggestions for the type of "baggage" to use. 

@Neal Boroumand DTI is always something you have to keep in mind but also give equal weight to the applicants history (scores are not everything but history is).