On top of that, he's been through something like 6 or 7 recessions where he might have seen the value of a lower minimum monthly payment over the lower rate: households have monthly budgets (not 15 year budgets...), the ones calling him for a fire sale listing back in '89 (S&L crisis) or '01 (dot com bubble) were the ones with the higher monthly payments, not the ones with the higher interest rate.

They are living on Social Security benefits and household income is just barely at 3 times their current rent. 

This property would have allowed small dogs.Anyway, about the time they moved in I found out that one member of the household had a "service animal".

Monthly pre-tax income for household 5.)

You need a reliable way to search for evictions in your state, deny anybody where any applicant has had even so much as an eviction filed against them and verifiable household income of minimum 3 x's the rent. 

I believe Provo’s ordinance reads (Provo Code 14.06:)"“Family,” unless otherwise expressly provided in this Title means:(a) One (1) individual living alone; or(b) One (1), but not more than one (1) at the same time, of the following groups of individuals described in subsections (i), (ii), or (iii) who together occupy a one-family dwelling unit as one (1) nonprofit housekeeping unit and who share common living, sleeping, cooking and eating facilities:(i) A head of household and:(A) All persons related to the head of household as a parent, child, grandparent, grandchild, brother, sister, uncle, aunt, nephew, niece, great-grandparent or great-grandchild by blood, marriage, adoption, guardianship, or any other duly authorized custodial relationship; and(B) Not more than two (2) additional related or unrelated persons, including but not limited to, personal care or personal service providers; or(ii) In R1 zones located within neighborhood areas described in Subsection (c) of the definition of “baching singles” in this Section, two (2) related or unrelated individuals and any children of either individual, if any; or(iii) In all other zones, three (3) related or unrelated individuals and any children of either individual, if any."

Originally posted by @Max Householder:@Skye Anderson IMO, quibbling over the cost of management (within reason) is letting a dime hold up a dollar.

@Jay Hinrichs another reason why I only rent to Section 8 households.

Hunger is today, but typically rent/housing is the second most important bill for households.

However if your unit is being advertised for $2400 and their portion of rent plus subsidy is $2000 then of course you can say no on account of insufficient income.This is frustrating because in theory you could be presented with an applicant with zero income other than vouchers and other public assistance,  knowing full well it takes some amount of real cash income to maintain a household.