Guarantor’s income will not be accepted or considered.Guarantor's and co-signers will not be accepted or considered.Credit Screening - An Applicant with an unsatisfactory credit report will be denied.Bankruptcy, regardless of discharge, within the last 7 years will be grounds for denial.Rental housing debt, evictions, or collections will result in automatic denial of application.All applicants must have at least 12 months of verifiable and positive residency history immediately preceding application.All applicants will be screened for criminal history.All persons 18 and over intending to reside in the home must qualify in each of the above categories with the exception of the household combined income may be used to satisfy the rent to income earning ratio.

We require monthly gross household income to be at least three times the monthly rental rate.

Many household products are labeled and marketed as DISPOSABLE and/or FLUSHABLE; many baby and adult personal hygiene products, along with household wipes and cleaning towelettes are labeled both disposable and flushable.

In my case I just learned that Fl exempts all heads of households, but I can go after a levy.

Fresno & Sacramento average houses are $300-400k so with 1 wage earner in a house hold of $150k that would be very doable plus the life style would be quite good.

Talk to her in person about your concerns, then do it in writing and have her sign it.Something along the line of the "washer and dryer are designed for clothing and other normal household items and are not for larger commercial type products.

The IRS penalties are only around 4% as I recall (I actually know a couple people who did this during the recession so they could buy homes), and they're great to work with on payment plans.The IRS will send a letter to your employer saying what your W-4 filing status should be (for instance single, head of household), saying you aren't allowed to change that until you have paid back what you owe the IRS, and you will also agree to that with the IRS.If you start now, you could have a year and a half or so of being able to do this before the IRS gets in contact with you.Just remember you will have to pay it back and budget for it. 

On top of that, he's been through something like 6 or 7 recessions where he might have seen the value of a lower minimum monthly payment over the lower rate: households have monthly budgets (not 15 year budgets...), the ones calling him for a fire sale listing back in '89 (S&L crisis) or '01 (dot com bubble) were the ones with the higher monthly payments, not the ones with the higher interest rate.

They are living on Social Security benefits and household income is just barely at 3 times their current rent. 

This property would have allowed small dogs.Anyway, about the time they moved in I found out that one member of the household had a "service animal".