You should push yourself but people get into bankruptcy because they don't plan for a bad month. 

Bankruptcy must be ___ years old or more. 

I also have a 4 plex outside "The Great Place".... and some in Indiana. the total cashflow for the portfolio this year is negative due to capital improvements but rolling into next year and the mob will be cashing 700-1000 a month and currently has 300k in equity of which 200k is accessible via heloc when I get back due to prior 4-year-old bankruptcy. wife is also getting a second job to save a little extra and pay off 30k debts from college and capital improvements. she brings in enough to have it paid off in 6 months currently but doesnt work very much and is starting to get bored and nervous about money and life and needs something to do. 

A newer home is easier to resell, on the market, unless the home seller is distressed in other ways, taxes, bankruptcy, probate/estate, etc but those deals are hard to come by and a lot of people are actively searching them out. 

I just read a 2017 federal court decision where a tax sale purchaser lost its pre-bankruptcy petition position and instead received a contractual right to (partial) repayment of the debt owed to the tax lien purchaser.

I have been hearing about buying HUD homes for basically no money down, but my question is has anyone bought a home through the HUD website? If there is a lender/ hard money or mortgage lender that has worked with thi...

It really only takes one time for an agent to take someone to 8 houses, find the right one and then they come back and say "Well I thought I qualified but there is this bankruptcy 4 months ago they said disqualified me"

I was told that putting a credit score minimum, is Fair Housing violation.So now I put the followingMust have good credit, Must make 3x the rentMust provide verifiable income proofNo Evictions, bankruptcy, judgements2 per room + 1

9 years or so ago my wife and I were qualified for bankruptcy.

The issue is the IRS requires an IRA loan to be FULL non-recourse with no carve outs for bankruptcy and fraud.