FI and doing your own thing is way too lonely for L&B folks.

I know that, today, if I were to retire, quit or be canned, my investment income outpaces my expenses by a decent number, so by that guideline I'm already FI (financially independent).

What’s the difference between a traditional cash out re-fi, and delayed financing?

I just finished podcast 290 about 7 Paths to FI.

Atmospheric rivers can be catastrophic and are just getting worse. https://environment.yale.edu/news/article/urban-heat-not-a-m... https://www.ppic.org/publication/water-use-in-california/#:~...https://www.arizonawaterfacts.com/water-your-factshttps://www.epa.gov/climatechange-science/impacts-climate-ch...https://www.usgs.gov/special-topics/water-science-school/sci...

I don't think we all need to go the FI way and live in a POS our whole life, eating beans and rice and clipping coupons. 

Money Mustache (blog) - required reading for anyone who is interested in FI/RE, frugality, or relentless self-improvement.- Your Money or Your Life - was and is the basis for many of the ideas that turned into the FI/RE movement.

I get mailers from So-Fi and BestEgg.

@Jill F.

You can stress test your worst case scenario right now, and set your FI goals up around that.