I owned the mortgage company, the files were conforming to thier underwriting requirements, I was bonded and insured, files were approved before funded, title insurance was provided and assigned, the funding was 80% of par.

Some Wholesalers are know it alls and if it doesn't conform to their methods, the deal will eventually drop in price later or die.Thanks for the input.

The current owner had these installed six years ago - they would be conforming/legal except for current zoning regulations.

Does the 4th bedroom have a closet, if not it is considered non-conforming and may not add as much value as a conforming bedroom.

This requires building a home that conforms to the standard of a qualifying mortgage, meaning that you cannot use it for an off-grid property. 

Comingling personal monies with the business monies, not properly conforming to your corporate requirements (minutes, filings, etc) and managing the entity in a negligent manner are ways your corporate veil are most easily pierced.This is not to be construed as legal advice and you should consult your attonrey as I am not one.

Typical residential loans must conform to Fannie/Freddie guidelines, unless the bank holds the loan themselves.

They are both old communities and have many non-conforming structures. 

I'm not here to conform to your expectations or your psychosis.

Instead, you might want to send a non-conforming envelope, in a colored envelope, with a handwritten font, with an actual stamp.As for lists, some of the popular ones and easy to get are: absentee owners and pre-foreclosures.