The garden unit is non-conforming but fully equipped with 3 bedrooms, a living room, and a full bathroom.

If you team up with people to do a deal it's much easier to get a conforming Fannie small balance loan. 

My homeless seller needed seller financing.4- in some cases seller financing is the only option on non conforming use property. 5- can I say again.  

That does not happen by accident, you must spec what you want.The wire shelves allow for easier painting on turns, (easy quick) visual conformation that the outgoing renter has not left (a handgun, illegal substances, or a big dead bug) up there.I am not aware of these ubiquitous shelves being a danger to life...Seems like the tail wants to wag the dog here--maybe a harbinger of things to come.Either the renter or you are the boss...maybe a harbinger of things to come.Good Luck!

SFH and 2-4 unit rental properties can be priced from demand and supply and not the income generated as is the case for commercial financing. commercial lenders many times require quarterly financial reporting. conforming lenders dont.i have farting 🌈🦄 NFTs.

I ended up going with a conforming loan with Unity bank.

I know that mine was purchased a "legal non-conforming duplex".

Thank goodness for "existing non conforming!"

Yucca Valley is stricter than the County, but there have been new changes in the county and I think the allowance of non-conforming STVRS is expiring.

You can’t get a conforming loan below $50k.