Higher ARV doesn't translate into higher ROI in any way. 

The tenant shall not unreasonably withhold consent to the landlord to enter into the dwelling unit in order to inspect the premises, make necessary or agreed repairs, decorations, alterations or improvements, supply necessary or agreed services or exhibit the dwelling unit to prospective or actual purchasers, mortgagees, tenants, workmen or contractors.

The OA is important because it provides for what happens if you die or become disabled or, if married, divorce....it also helps ensure the LLC is separate from you and not an"alter ego" of you (which would allow for a piercing of he corporate veil).

The amount you qualify for will be altered very little by the score itself, however, the debts you have reported could make or break the deal.Hope this helps!

Any cool skills that youve realized translate well into real estate?

These type of tactics work great in financial services just wonder how it will translate to landlording.They call me "The Tenant Whisperer" haha

I am unaware of any piercing case where there was not an alter ego problem. 

Keep in mind there are also turnkey/rent ready providers that don't always translate to overpaying, just maybe not on the north-side.  

Occupancy rates will be lower, care will be less, renters in the area more in number versus owner/occupants, just generally less of a demand for another property in that area which translates into less of a demand for your personal property as well. 

I'll be buying my first rental in the next 2-4 months, spending the time between now and then reading/researching as much as possible and getting some work out of the way.I figure my wife and I can buy 200-300k of rental property a year using the 20-25% down rule using excess income and not having to alter our life style and not over extending ourselves.