Jacob Tudor Don't let a bad experience with one loan officer from a large bank alter your entire investing strategy.

I've since altered my strategy to let renters continue to pump money into my mortgages for me in the hopes of eventually just paying me the full amount.

Many times they can leave out key details on the purchasers.Right now you are looking at making a life altering decision and you do not know what the exact issue is with the borrower currently.

Then, you've never worked in corporate America.This diagram doesn't translate well to this medium...* - Pres. / CEO** - Exec VPs**** - Sr.

Landlord shall not be obligated to clean, decorate, alter, repair, or otherwise improve the rental, either before or after the execution of this lease, unless agreed to in writing as part of this Agreement

I´d be happy to assist you in translating the notice and assist remotely (for free). 

As an example, mine reads:LESSEE(S) agree(s) not to rent, sublet, or in any way assign the right to reside in the dwelling or any portion thereof, without permission from LESSOR at which time the Rental Agreement may be altered to reflect LESSEE(S) changes or additions of residents.

Provide complete riser diagram of any altered or new plumbing.3.

It's not that the benefits can't be measured, it's that the metrics never look good when translated into dollars.

Again, this is my generic translation so don't go searching for that in the loan docs. :) And you're right, everything has a closing cost, which is something else you want to shop around.