According to its site: The Host Protection Insurance program does not apply to liability arising from (1) Intentional Acts including: (i) Assault and Battery or (ii) Sexual Abuse or Molestation - (by the host or any other insured party), (2) Loss of Earnings, (3) Personal and Advertising Injury, (4) Fungi or Bacteria, (5) Chinese Drywall, (6) Communicable Diseases (7) Acts of Terrorism, (8) Product Liability, (9) Pollution and (10) Asbestos, Lead or Silica. 

Finding the right bank is not as easy as it sounds, banks will make you jump through hoops then not fulfill their end of the bargain.

If you plan to use a fulfillment service like "Yellow Letters R Us" or something like that they often offer lists, too. 

@Timothy Grothuesmann I completely agree with the integrity, and would only put properties under contract that have the key elements required to be a good investment property, and I feel solid about being able to fulfill my commitment on.

When it is, tenants renew, they take care of your home, like it’s their own, they fulfill their obligations and leave on good terms.If you make the people, process and product, the sole focus of your new rental business, you’ll be amazed how little time it takes to manage your home(s).

I know about the 2% rule, but I don't really see many properties that fulfill that rule. 

All complimented with Amazon fulfillment centers, google, and more tech manufacturing jobs.The bad reputation comes from OOS investors wanting $20k D market properties.

All complimented with Amazon fulfillment centers, google, and more tech manufacturing jobs.The bad reputation of “Detroit” comes from OOS investors wanting sub $40,000, D class properties in poor condition, because they pencil out to 2-3% deals on paper.

And those who spend an hour dreaming before setting to work to fulfill those dreams.

This doesn't mean fulfill it, but just respond.