Also the depreciation laws for tax savings have a couple of major loopholes which can save you a large amount on income tax.The negatives are close to zero capital appreciation, a declining population due to the lowest birthrate globally (currently dropping 250,000-300,000 people a year), floating rate on most all bank loans (although it's a near certainty these won't be going up anytime soon as its been said if interest rates in Japan hit 2.5% the government would currently go bankrupt), and the highest debt to GDP ratio of any country in the world putting a dampening on future economic outlook.For net yields you're looking at 3-6% in and around Tokyo, 6-8% in the other major cities, and closer to 8-10% outside of that, although there are always lots of exceptions.  

And I underestimated how much upper-body strength, patience, and experience you have to have to perform this kind of work, even things I thought were simple, like installing floating flooring and tiling a bathroom floor or backsplash.

Basically, the loan will float after 5 years. 

I have been in float planes up in Canada and Alaska but never piloted one.. although its a bucket list item to get my water cert.. its very cool landing on water.. but you do need to be cautious flying low always has its challenges.Buckingham is the nicest part of the county..

If you're willing to let the loan float (adjustable), you can borrow for as low as around 2.5-2.75% with FRB. 

I also suggest floating type, some adhesives used smell like natural gas leaking.

You might want to reach out to him.BTW, I remember back in the day spending some weekends floating down the Guadalupe River.

And you can claim that I'm being antagonistic, but the fact is, you started this thread based on certain suppositions and those suppositions don't appear to be true...I can't imagine why you would want inaccurate information floating out there when it's clearly not true.

What ever floats your boat, :)I have heard of your lake but I'm not familiar with it.

So I moved to a different part of Missouri for my job and the area is surrounded by spring fed creeks so canoeing and floating are huge attractions.