Not looking for any get-rich-quick schemes but rather modest rental yields and capital appreciation to achieve a decent ROI on the property.

The house I just bought last week with 5% down was $620k purchase and the PMI is $108 per month, so pretty minimal in the big scheme of things; I would't pay the extra $93k to save $108 per month, that's only a 1.4% premium.

They will affect what you can and can't do and will affect the home you build (ie exterior finish, landscaping, colour, etc).

You could speak to the renters, explain what you found, and see if they are willing to step away.In the big scheme of things, is the renter a danger to you, the property, or the community?

Not bad odds, in the grand scheme of things.

Sometimes, they can pull a piece of carpet from another area (eg closet) and patch it, but it can be hard to get an exact match as the colour will fade differently depending on where the carpet is.

Maybe even 50%, because my material expense is probably going to be that plus, right off the bat (the labor is actually rather cheap for such a job in the grand scheme of things).

In my case, I learned (just through public records, the information was readily available to anyone willing to dig for it) that the municipal and school funding of the area was about to DOUBLE due to the expiration of a tax scheme.

You need a sophisticated asset protection scheme. 

Under the Howey test, they look at whether theres a "common scheme or enterprise."