just from my perspective of 40 years at this over 500 houses owned rented at times and sold.I have only had tenants go nuts over security deposits.. and thats simple give it back LOL.maybe i am lucky.. but for me its good insurance is what we need.also if you have multiple members of an LLC that are true investors and you keep your books clean that does have some protection.the Hubby and wife or single investor who thinks an LLC or multiple LLcs will protect them.. that wont happen if the worse comes to pass.. they get pierced as alter ego.believe me you will get sued personally.. and you will spend an inordinate amount of money trying to isolate you from the litigation.. best to let your insurance company handle those costs right?

@Christopher Christian, I would isolate the decision down to getting the MBA vs anything to do with Real Estate Investing. 

Some of them pop up every year only to go off at last minute every year, a bunch of them are junk that nobody wants, some are isolated, a huge mixed bag with lots of pitfalls.I'm hoping to follow more next year but already have a few on my radar.

(acquiring deals, scaling, isolating market expertise, etc.) but do not know what award to present. 

Sit down with a piece of paper and write down your thoughts, isolate, focus, execute and win.

If they are a day beyond that, it's an extra $50 each.Since this seems to be an isolated incident, and the "check is in the mail", you can just text them and remind them the late fee will be due if the check doesn't show up by tomorrow.What does your lease say about late fees?

That way they keep the loan in house and they can isolate the loan against the property alone.

Each series can own real estate and each series is isolated and protected from the others. 

She is scared that if she does a niche she will isolate herself from other clients.

Pay close attention to basements and the evil doers that isolate the pet there.