I've reviewed and re-calibrated mine and my girlfriends finances to get a better idea of how much more I can save (about half my monthly income) by being more cognizant of unneeded spending and decided to work more overtime to spend on the things we want to do or to super charge my/our investment savings.Here's where I'm having a harder time and what I'll be trying to overcome next.1. 

I'm excited about multifamily owner-occupied investing as I believe it can supercharge my real estate journey.But I don't want to spend the money to refinance an FHA loan.Can one get a different low-down payment loan at the same time as having the FHA loan (or do it in reverse order, this is a trivial part of the question), as long as I live in each house for at least a year?

And then to supercharge the growth by using leverage.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

Note that you can "supercharge" their college fund if you're a high income poster and can afford it.  

More on DSCR loans:DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.Here's a bit more in detail about how rates are calculated for DSCR loans:1.