As the economy gets soft and real estate prices fall, the Fed cuts interest rates to stimulate the economy. 

Conclusion- walk softly and politely through your day but carry a big stick (or small pistol).

It is not because the money is actually "hard"... or because they are "hard" to get... it's because it's secured against a "hard" asset (the property) not a "soft" asset (person's ability to pay the loan)"Hard money loans are backed by the value of the property, not by the credit worthiness of the borrower." 

Because investors can't get a soft money loan?

For facia and trim: A soft creamy-white.

In your forecast, before you purchase any property, you should build in some "soft costs" you will need to prepare for if things that longer than expected. 

This is causing a lot of the softness that you are see. 

I like to see the actual details of the credit report, amounts owed, payment history, etc. and, since with Rentalutions, the tenant is the one pulling the report, it counts as a soft, not hard inquiry, so doesn't effect their credit.

You just don't want to clash with any of the existing finishes or appliances, which is why the soft brown tones are used so much.

We didn’t learn anything from 2008 & this isn’t going to be a soft landing.Real estate is one of 5 bubbles with stocks, student loans, subprime auto & total overall credit being the primary ones in order.Now is a great time to focus on cash flow & not appreciation.