( Charleston Market specific)Now I have two big Oregon projects on the books my bankers think like @Chris Seveney we are and they are fine financing for the next 2 build years.. then who knows but we still have not recovered from the last recession we still have a shortage of about 20 thousand new builds that can be absorbed.. so no slow down and you see the market report indicates that and the 3 big Amazon sites that are bringing about 6k workers don't go into service until late fall.. and the 23 homes I am building is 2 miles from there I did not sell one to anyone from Amazon.. sold one on sunday so some one moving in from Vegas.. so still 100 people a day move into the Portland metro and about 50 a day into Charleston those are my two main new build markets.all of my turn key markets are also having record years the appetite for cash flow rentals has never been higher and with financing finally loosened up to where its not like pulling teeth to get a loan its just roared back with no end in site.. at least for my guys and gals.And of course our note business is just steaming ahead at record pace as well as investors at the mom and pop level have learned what turnkey note investing is all about.

Things like your appetite for risk, pain tolerance etc...

Tail risk is typically associated with low-probability events, but it can have a large impact if it occurs.This discrepancy could be due to a variety of factors, including differing economic analyses and data, as well as different investment strategies and risk appetites.

This may be cliche advice, but I'd start by having a conversation with the banker you have now to see what that bank's appetite is for larger units.

There is such an appetite out there for real estate investing but very little support for it.The CCIM designation is something I've been looking into to provide a little separation from peers in addition to any free content I can gobble up.

There are plenty of Walmart CPAs out there but they won't have the expertise, experience or risk appetite of a real estate specific CPA.

When people mean DSCR loans sometimes its confused with Gross DSCR 8-9% commercial use/business use rental product then theres local bank that uses REAL DSCR (NOI/debtservice) and yes that is what you what to use to hold your property ultimately.I do the rental grade DSCR based on gross income too and it has its use of course but if I was the RE investor id rather have the local commercial notes as you'll be 150-200 bps (1.5-2.00% rate) less than DSCR rental products (gross income / PITIA  or principal/interest/taxes/insurance/assessments type stuff).The ratio of residential use versus your offices will affect the appetite of which local lender/community banks will take this on as well because apartments are seen as traditionally more stable income flows so they'll want a predominant portion of the income to be come stable residential sources with the remaining proportion to be from office/retail.

My hope is that more inventory will pop up in the mountains as folks may reevaluate their appetite for multiple homes.

My rationale for why this is the case is that there is a ferocious investor and retail appetite for properties so unless you're sourcing your own deals there will be intense competition and bidding wars.I've just started getting on the buyer's list of wholesalers so I'll let you know how it goes.

They actually have a 100% LTV product but I don't know if they have an appetite for 2-4 units.