@Eric Castelli and @Max Householder beautiful!

So are you using median house hold income versus median sale price of SFR as the comparison?  

.), the annual site lease in the case of leasehold tenure and 50% of applicable condominium fees, shouldn’t represent more than 32% of your gross household income (Gross Debt Service (GDS) ratio).

The current median home price in Atlanta is $182,100 and median household income is $55,733 making our HI ratio at 3.26.  

I live with my gf in her house so this is the only household in my name (lender would not go for an llc).

thank you very much Karen.I will make contact with them tomorrow and see what they say.I have made a complete turn around and now the sole supporter of a 4 family household which is tough. that's why the supplemental income would help with my initial investment.thank you for your feedback and advice!

I see a lot more headwinds (Chinese economy, oil prices in oil states, credit market turmoil) than tailwinds (household creation/job growth, consumer spending).  

There was a sense that the younger generation is fearing a housing bubble as real estate prices keep rising so fastI guess will will see as household debt here keeps rising and when interest rates start to go up.

It wouldn't be a surprise that in nice neighborhoods almost every household would have a stable paycheck enabled by WFH. 

I was going to start with either a logistic regression or naive bayes since most of the variables are categorical and the dependent variable is binary but a decision tree might be the way to go.I was also thinking of trying to tie in life events (birth, birth +17 years, marriage, divorce, credit card default, tax lien, etc) to the model but there are substantial hurdles: access to data, reliability, scraping and\or text mining, having a dynamic stream, accurately tying the life event to the right person\household, etc.My actual end goal is to approach deal-finding in a data-driven way, my current thought process on how to achieve that goal may not be correct, and I'm more than willing to adjust, but I'm thinking there must be a more analytical approach than relying on word of mouth or MLS emails.Trevor, what was your goal when scraping properties near military bases?