Swag bag and auction were fun.

It can also be hard to get simple items you may take for granted such as name-brand clothing, outdoor gear or even hiking shoes, bags of cement, other building materials, tools, auto parts, boat motors, and any beer besides Belikin.

Once designated, there is a slim to no chance to develop on it (with slim's bags packed). 

This will lead them to pull out the multi-family bag of tricks, free rent months rent, lowers security deposits, free HBO...

They always say developers are the ones left holding the bag at the end of the cycle.

The guy probably parks his unmuffled truck right out front in a limited parking situation, slam his door as loudly as possible as he gets out a great big bag of dirty laundry, saunters in like he owns the place.

The client actually got their financial funding and took a big chunk of it and went on a Disney cruise and left me holding the bag at the end of the project.  60% upfront, from that point forward, was then asked for - not unreasonable.  

Go to youtube and search for the term "bug out bag".

I live here but I'm from overseas and have struggled to make sense of ITP and it seems to be such a mixed bag. 

A seller should retain a file as well and probably hard source documents.Not to let any cat out of the bag, but I'll bet mortgage servicers that accept private contracts will enter the origination process market.