So the more I look at these local sales the more I realise we must move to the US fast.I do have a question to the forum members but could not find where to post it.

If you let her keep the dog you will need to write a new lease and remove the no pet language.Many landlords do not realise that when they put something in a lease and a tenant violates the lease the attitude that "they are a good tenant and it costs to replace" is insane.

Not a lot of return realised in this scenario ,  I have seen this repeated over and over during the past 15+ years. 

While I don’t expect it to answer all of my (international) questions it will probably invoke 5 more that I didn’t realise I had.

I have just recently realised that I am in a position to invest in my first property and am looking into getting a residential mortgage and house hacking, with a view to keep working and build a portfolio.

@Matthew McLeanWelcome to BP.As you have no doubt realised, though much of the information available here on BP is universally applicable, it is mostly U.S.A. centric in its details.

I quickly took care of my education in the subject and have gained a lot of knowledge from the BP podcast and books.What I have quickly realised is that Berlin market is currently overpriced and it is very difficult to find properties that will generate any cashflow.

Hi guys,I just realise that Willam Nick... have writen 3 diffrent books.What's the diffrence between them?

Also realise they are serviceable.

The option contract is a "what if" from the lender's perspective and has no tangible value beyond the income you realised from the non-refundable premium.My question remains have you worked through the opportunity cost ob both scenarios: 1) stick with the HELoC (or convert it into a term mortgage) versus 2) a non-arm's length mortgage from your SDRSP at the benchmark rate (or higher if you are going for a >5-year term)?