hi sheri. no, with that low of a score, you will not be able to get a mortgage; at least not one with a decent rate. my advice to you is to go to www.annualcreditreport.com. by federal law, you can get a copy of your credit reports from all three agencies for free, once a year. this is where you get that. next, dispute anything that is negative on your report, even if it is true. reason being...... when you dispute something, the credit agency is required by law to request authenticity from the creditor. the creditor then has 30 to 45 days to answer back as the whether or not it is true. if they do not answer back, then the whole record gets wiped off the report as thought it never existed. this will help to raise your credit score. you will be amazed at how many things may be on your report that are not yours. check it out.

The success rate of second lien default collections can be somewhat understood by virtue of authentic secondary market pricing.  

I was always thinking of ways to generate revenue which led me down several paths: when I was 7, I sold my toys and clothes at a garage sale which worked out well; the following year I setup a food and beverage stand at the garage sale which made more money than my entire family’s sales combined; I ran that stand for a few more years and employed my older siblings to work for me; when I was 9, my buddy and I attended a five day four-night University of Michigan hockey camp and sold all of the snacks our parents sent us with to make $150 each (I sold a half-eaten snack size bag of Doritos and used cheese dip for $5) ; we went again the following year and convinced our parents to shop at Costco before the camp so we were completely stocked up with inventory, needless to say we made a killing; I started a lawn mowing business during middle school and ran it profitably for several years until I finished high school.During high school I took both finance classes that were offered and became a teacher’s assistant so I could be in a finance class again.

If I was younger I would pack my bags and move there in a heart beat..

I brown bagged my lunch everyday, brewed my own coffee and had no car payments.  

I decided that the opportunity was in Dallas so I packed my bags… actually I didn’t pack my bags.

I've found those are the types who couldn't investigate their way out of a wet paper bag much less conduct a good tenant screening.

We did everything from mailing out chain letters hoping the mailman would walk up to the front door dragging a bag full of envelopes that were full of $1.00 bills.

Just about anything can be used for cold air return as long as it won't get sucked into the blower like thin plastic like plastic bags and such.

That's like saying that everyone who drinks Busch Light wears a wife beater and drives a truck with a gun rack in the rear windo...wait...nevermind, bad example.In addition, I would be willing to wager that those fine citizens you witnessed this afternoon were not peddling dime bags of grass.