Sometimes its subtle, sometimes its not, but in all cases, there is a moral judgement against these tenants that they are less worthy of housing.

The advantages of the fund:-doesn't take any of your time at all, it's invest and forget about it (can be time consuming to do the due diligence on every trust deed)-monthly interest paid can be reinvested so interest compounds-your money is always earning interest vs. when you lend on individual trust deeds your money is not earning any interest when a loan pays off and you are looking for the next loan while Disadvantages of a fund:-you lose control and you are putting your trust in the judgement and skill of the HML making the loans in the fundAny other opinions on this?  

good question... wonder if a lien or a judgement could be filed on me or my other properties. thanks 

The fact that you have accelerated your mortgage payments during the lowest APR period in history shows questionable judgement in finance and tax.

Without sound financial judgement you will lose what little you have in the real estate game.

You are far more likely to use poor judgement and overpay.

Use your best judgement and don't nitpick, but do be honest.

Acquiring ownership of the rents or of the real estate requires waiting 10 years from my first possession of the property, then filing a lawsuit and receiving a judgement in my favor.Six years or more, after collecting these rents, I will seek to invest the rents by loaning them to a company that I own.   

Unfortunately, not being liable after a judgement gets rendered does not protect you from being sued and having to defend that lawsuit.  

Some courts may be closed but many places allow filing evictions online which is what I would do after having a conversation with the tenant (via letter) indicating that there are no free rides during the covid event and if they don't make arrangements to pay, they'll be evicted and a judgement will be sought in court which will follow them forever until they pay it.