Eventually he'll suffer a terrible fate: he'll have to get a job. 

I would say I'm hanging in there and "suffer" with it.

I suspect that this is something that people often do, and typically suffer few if any negative consequences, but I wanted to see if folks had hands-on experience. 

In the grievous legislative controls that were adopted in 2019, the entire state is subject to the overregulation that NYC has suffered from for decades. 

Did you suffer any realized losses on stocks this year? 

The Phoenix, AZ market is suffering from a very competitive buyer pool and a shortage of inventory to meet the needs.

Atthe Great Recession (GR), there were many markets that suffered increased vacancy and reduction in rents.

There are whole areas full of homeless workers, wait staff, janitors, grocery clerks, and the like who are suffering because of vacation rentals and I will do everything I can to ban those demons however the city counsel told me that evil Air bnb paid off our state governor to tie the hands of cities who want them banned, so again it's profit and corruption over the basic needs of the very people who clean up after you and serve you. 

It provides a pool for them to use if they suffer a loss, instead of looking around to see who they can sue.

Insurance is only to indemnify the insured for the financial loss suffered, not intrinsic values.