I could amend the 42,400 to as little as zero for the cash in re-if.

One thing I'm not completely clear on is if the original lease can be amended to remove his name and just have her?

Could maybe amend my taxes to get another 10k income for this year which would allow me to borrow another 10k.

Fortunately, it didn't have the votes to pass...but I learned from my attorney that here in MA if the HOA passes an amendment to the docs I'd be powerless to do much about it. 

Given these disclosures directly in the ICX listing, I would guess a) the property has been on the market for some time {and will continue to be on the market for more time} and b) someone else has looked at the property and, based on their findings, the Vendor had to disclose the non-permitted renovations.In analysing this property, I would do the following:1) until there is a written assurance from the City that the current operating licence can be amended to reflect the actual use of the property, I would evaluate the property with the revenue from only the 8 licensed units.2) get in writing from the City inspectors what work-orders are outstanding on the property and/or what work they will require to be completed when the property changes hands;3) find out how many days the property has been on the market and how much interest there has been  to-date.  

It's the responsibility and more so the right of the Seller to read the contract and amend it to suit their needs of risk mitigation as it where.

or would i be able to make the offer and then after my or the buyer's contractor gets a quote amend the offer in the contract??

On October 22, the CFPB finalized targeted amendments to the Dodd-Frank Act mortgage rules that took effect in January 2014.

The CC&Rs were in force for 40 years are we later "amended" (it is a whole separate issue that they expired in 1988) in 2001; which was after the 40 years.

I was fine with that and we sent them the amend on this REO.