My personal belief (just my opinion) is we’ll see a 30-60% correction in real estate in many bigger markets.I’ve invested in financial markets since 2010 (where all my wealth has come from) and majored in international macro economics so I’d say while I may not know as much about real estate as some folks, my bread and butter is financial/global markets.

Largely based on his religious beliefs.

And my belief is that Treasure Valley will be yet another tech city, as present computer tech co.'

It is my belief that, in the absence of gouges in the wood, regardless or what you or I believe, that will be classified as normal wear and tear if the tenant disputes it and takes you to court.  

But make sure that they understand that you'll be removing the property from the market based on the belief that they intend to enter into this lease agreement and that if they fail to do so they'll be forfeiting their entire holding fee to you as liquidated damages. 

Don’t have a limited belief mindset like many of these other posters and Good luck!!!

Natalie, That is generous and kind-hearted of you.My personal belief is that this is going to get much worse over the next few months and perhaps using the funds on a case by case basis (as people become sick or unemployed) and truly can't pay may benefit all parties best. 

your 40k will grow much faster in active REI than passive stocks, which are about to get hit again (not a popular belief, maybe).Push off your student loan debt as far as possible or structure your payments so they don't effect your cashflow.  

My why is all about “cognitive consonance,” it’s defines as state of harmony and internal consistency arising from compatibility among a person's attitudes, behavior, beliefs, and/or knowledge.

Stephen E. has used anti "pit bull" language in this and other threads and seems to make it his personal mission to scare as many landlords as possible into banning the breed, just as his misguided province of Ontario has done.