Translation--I was a trainer that utilized the Instructional System Design and Development process to build and refine courseware in support of a learning objective.  

I have personally had experiences on all three and they all have positives and negatives.Of course I don't have all the information on your situation and don't know about you goals, but the example you gave implies that the properties you purchased were not good investments. 

It is specified to reflect the intention of the authoritative body, their words can be specific or implied.

Furthermore, HELOC loans' popularity may also stem from their having a better image than a "second mortgage," a term which can more directly imply an undesirable level of debt.[5] However, within the lending industry itself, a HELOC is categorized as a second mortgage.Because the underlying collateral of a home equity line of credit is the home, failure to repay the loan or meet loan requirements may result in foreclosure.

It's a completely  different thing ENTIRELY to imply that having a desire to be safe and take precautions is synonymous with having an "attitude" and asking a question means that being an investor isn't right for me.

To say otherwise would imply that your purchase price would be the same for a house with an assumable 0% loan and for house that you finance at market rate (which is not 0% - at least not in my market).

It's what I call an implied PUT Option for those who trade in the Stock Market.

In 2013, she brought in a national note trainer and encouraged me to attend the one day seminar.

These types of replies got a lot of "votes" in a recent forum thread, implying that the community agrees with that sentiment, while more reserved opinions regarding the matter of accepting large amounts of rent upfront in order to overlook certain applicant weaknesses got much less love.So, this thread is for experienced landlords.

I've also learned that if I say that I am the on-site manager, that seems to get a better reaction (implying that I don't just sit in an office and trust my subs to not screw up).