If Lot 2 is ever sold, at such time the pole sign would become non-conforming.5.

Ask them about how their loan programs conform to your construction goals. 

Just because you put something in a lease doesn't mean anything if it doesn't conform to state law.For example, you may have a $25/day fee for every day the lawn isn't mowed past 14 days, BUT the state might only allow you to charge the actual damage cost aka the cost to mow the lawn which might only be $75 total!

Is there anybody here with experience on non-conforming rental units in Skokie.

Answer I believe was non-conforming use. 4 or so questions regarding deferred and curative maintenance.

Im not an agent/broker and don't know the most updated conforming guidelines.

@Tyson ThompsonFor conforming loans, the sales price is the fair market value for about 6 months. 

It passes sst , I learned that my math was wrong from Zach and didn't factor in front end dti so looks like around 47k will conform which is where I am hovering. 

We'll lend up to 70% of appraised value, if it conforms to the DSCR guideline.

So the county has kind of devalued things in my opinion because of zoning changes.From the County Website:If a multifamily or qualifying mixed-use building exists or is planned for this parcel, the following ADU's are allowed: Detached ADU's: At least one and up to two detached ADUs, 800-1200 sf dependent on FAR and lot coverage.If a single family dwelling exists or is planned for this parcel, an ADU and JADU may be allowed, subject to approval for a non conforming use.Even though only one unit is allowed and a single family exists it seems we can't do 2 detached ADUs like what would be allowed with a multifamily building ?