All require patience and persistence to get a deal approved by the lender. 

Most of them have come through relationships I've built with people here on BiggerPockets.It hasn't cost me anything.So, it sounds like you and I are in pretty much in the same position, though I have tens of thousands of extra dollars in my pocket.Again, many of us aren't saying that Renatus is a scam or wouldn't work for certain people -- our point is that the people it will generally work for (those with motivation, intelligence and persistence), can also make it work just as easily without spending lots of money.I'm proof of that...

Look at neighboring cities and you should have better luck but it will still take some persistence to find the good deals.

If being persistent it may mean global economy is slowing down.  

This time it would take me to the end and then give me a technical error.Forced me to call.The loan officer was very persistent in needing a reason for the HELOC.

Persist and you will WIN!!'

If you do it right, you should not see anymore in a few weeks.With persistence and a thoughtful approach (as opposed to chemical warfare) you can beat cockroaches.

But if you're persistent and creative, I supposed you could draw from them.For your first property, I would suggest you1. save for the down payment or2. get private loans or3. creative financing e.g seller finance etc.

Properties simply do not sell way below replacement value on a persistent basis in a healthy market.

I would be persistent referring to your new lease (I do not understand why the fact it was signed electronically makes any difference-we sign leases electronically every day now).