@Will Barnard, I appreciate the lengthy posts and the time you take to educate new wholesalers into avoiding big mistakes.

Was given a lengthy list of places spread out across the DFW area.

is lengthy holding times, and the HML rates can destroy your profit real quick if you're not in-and-out of the deal quickly. 

At the time, we were in the middle of a lengthy, stressful, and expensive immigration process as well as planning a destination wedding and midterms at the school he was teaching at.  

Anyway, sorry for the lengthy intro.

I have a lengthy Legal Opinion, from my seasoned Legal Team regarding this matter.

Like many have mentioned, lenders are not allowed to report "negative" or "overdue" on your credit report, but putting a comment that says "forbearance" in your credit history is still game, from what multiple mortgage originators have personally told me.

I don't remember the length. 

I wrote a pretty lengthy post on it HERE if you would like to read up on it. 

I'm assuming that once these platforms become more accepted as just another asset class (no different then mutual funds) to invest in for one's retirement (and I do believe we're going that direction) the restrictions on who they let fundraise on their sites will actually decrease a bit as the occasional blow up will do far less damage once RE crowdfunding has a lengthy track record.