I agree with the bolded portion above (emphasis mine) although I doubt I would come to the same policy conclusions as the author.

I'm pretty conservative by nature, so I'm not too worried about getting into a bidding frenzy, but the added emphasis on it will be a good reminder if I get carried away.

I'll continue with emphasis on the part about starting off with true "Private Money" - friends, relatives, neighbors, your dentist, folks you know who aren't necessarily in it for the profits (but who wouldn't mind . . .),  and starting with one property. 

Card not Present (CNP) is one of the worst abused / fraudulent forms of payment globally today.  

—The Congress finds that—‘‘(1) according to the 2018 American Community Survey, 36 percent of households in the UnitedStates—more than 43 million households—are renters;‘‘(2) in 2019 alone, renters in the United States paid $512 billion in rent;‘‘(3) according to the Joint Center for Housing Studies of Harvard University, 20.8 million renters in the United States spent more than 30 percent of their incomes on housing in 2018 and 10.9 million renters spent more than 50 percent of their incomes on housing in the same year;‘‘(4) according to data from the Department of Labor, more than 30 million people have filed for unemployment since the COVID-19 pandemic began;‘‘(5) the impacts of the spread of COVID-19, which is now considered a global pandemic, are expected to negatively impact the incomes of potentially millions of renter households, making it difficult for them to pay their rent on time; and‘‘(6) evictions in the current environment would increase homelessness and housing instability which would be counterproductive towards the public health goals of keeping individuals in their homes tothe greatest extent possible.

I think you have his quote wrong, from the UAW president interview several days ago (emphasis mine)"UAW president Shawn Fain said “we’re not going to wreck the economy.

You would think at some point anyone making less than 100K would simply move but that doesn't seem to happen.On top of that certain global cities attract global capital.

Two of my closest friends have no college degrees and one does very well with a specialty position in a hospital's bio-med dept, the other is the VP of Global Procurement & Manufacturing for a major fire control manufacturer.Not bad for three guys without degrees.College will open doors no doubt, but that piece of paper will not keep you in.

(emphasis mine) The arbitration shall comply with and be governed by the Commercial Rules of the American Arbitration Association.

Why would they limit themselves to be involved with one source who is not even selling product at this time instead of being used on a global basis with other companies that are up and running already?