It’s a way to minimize down payment and or minimize initial monthly payments thereby increasing the buyer pool by enabling more people to “qualify” or more people having the ability to purchase said property.  

All Family Dollar locations are enabled to accept PayNearMe payments, regardless of what a Family Dollar employee may tell you over the phone.

If I didn't call and ask, I would have committed to a deed that's way less favorable.The contract does say that they are not responsible for hardly anything, and it also has conflicting information.Here's an example of double language pertaining to title (10 of my contract):Seller shall be under no obligation to (A) remove any title exception, (B) bring any action or proceeding or bear any expense in order to enable Seller to convey title to the Property in accordance with this Agreement or (C) otherwise make the title to the Property insurable by the Title Company.BUT, right after that it says:IF, FOR ANY REASON, SELLER (A) IS UNABLE TO MAKE THE TITLE INSURABLE OR CORRECT TITLE PROBLEMS OR (B) IS UNABLE TO ASSIST THE BUYER IN PROCURING FROM THE TITLE COMPANY, OR ANOTHER REPUTABLE TITLE INSURANCE COMPANY, AN OWNER’S POLICY AND LOAN POLICY, IF APPLICABLE, AT REGULAR RATES (C) DETERMINES IN ITS SOLE DISCRETION THAT IT IS UNABLE, OR IT IS ECONOMICALLY NOT FEASIBLE, TO CONVEY GOOD AND MARKETABLE TITLE TO THE PROPERTY INSURABLE BY THE TITLE COMPANY, OR ANOTHER REPUTABLE TITLE INSURANCE COMPANY, AT REGULAR RATES, AT THE CLOSING DATE, AND THE CLOSING DATE IS NOT EXTENDED OR OTHERWISE AMENDED AS SET FORTH ELSEWHERE IN THIS AGREEMENT (OR BY SELLER IN ITS SOLE AND ABSOLUTE DISCRETION), OR (D) DETERMINES, IN ITS SOLE DISCRETION TO TERMINATE THE AGREEMENT AND DEEM THE AGREEMENT NULL AND VOID, IF REQUIRED BY APPLICABLE LAW, AND/OR IF REQUIRED BY ANY EXISTING CONTRACT OR AGREEMENT BINDING UPON SELLER AND/OR THE PROPERTY, INCLUDING, WITHOUT LIMITATION, ANY AGREEMENTSWITH THE PRIOR OWNER OF THE PROPERTY, ANY MORTGAGE INSURER OR ANY MORTGAGE BROKER, THEN SELLER MAY TERMINATE THIS AGREEMENT BY WRITTEN NOTICE TO BUYER AND THE ESCROW/CLOSING AGENT.

Our software enables us to filter the very few good properties from the thousands that are available.

David,if your IRA does not have funds and is unable to make a purchase on it's own, using personal funds to make joint investment would be considered enabling and is prohibited transaction.

Self-directed Solo 401k plan is a great choice, it will not only enable you to invest in alternative assets, but it is also great tax-sheltering vehicle, allowing you to shelter up to $53,000 per year from your income.Good luck! 

The scenario you described would enable you to repay that Lender back upon refi, but would likely NOT give you any "free" dollars from your next Lender for your next Buy.ie.

Technology has enabled communication with a remote CPA through phone calls, emails, skype etc.

We also have equity in our house of about 175K and have paid off the mortgage and only owe about 25K on our home improvment loan that enabled us to pay-off the mortgage so I am not very stressed.  

You missed the point of the post.New investor get way too much back patting and yessing along and that enables them to make terrible decisions.