As all good investment strategies aim to give you a good return, a more holistic way to look at that is how the investment fits with your lifestyle/and or comfort level of risk.

Thank you for sharing your perspective—I completely agree with many of your points, and I’d like to clarify how our approach addresses some of the challenges you raised.I’m currently working with local municipalities, some of which rely on S8 housing programs, and part of my mission is to create an entity that can hedge their risk while also offering a more holistic approach.

If you look at the situation holistically, you aren't increasing your cash flow at all.

A holistic look at the the country as a whole is sometime hard when your familiar area is increasing in price or stay steady.

As investors we need to analyze things holistically not just in a vacuum. 

Toys for the lake, beach, camping, grilling, firepits where allowed, partnering with local businesses to create holistic experiences for the guests.

This entity will let you get all the fringe benefits of a corporation and write off most of your expenses, you may also decide to take a salary out of it for retirement purpose if you want in the future.With that kind of structure you get the best of both world and can adjust every year what passive or active income you get, while maximizing the tax code advantages.With these big concepts in mind, I would encourage you to consult with an asset protection and tax professional that can look holistically at your whole operation to guide you to the right structure.

An S Corp beats a C Corp just about every time from a holistic effective tax rate perspective, even assuming the entity engages in an SSTB and the owner is above QBID phaseout. 

Keep in mind, you may have $0 or very little cash invested at that point; so, your ROI could be very high or infinite even if the cash flow is slim.If the unleveraged cash flow is only $250 per month, the predictable appreciation needs to be factored in or it's a better flip than a buy and hold.Many investors use IRR to capture the holistic returns, which include the value add, cash flow, and principal reduction, but it's also good to analyze the post-rehab returns by themselves to ensure that the property is a good long term hold (and not just a good flip).

Earlier today, the Institute for Fiduciary Standards gathered, and part of what was discussed was the negligence of the "infinite banking" community in not educating themselves on holistic financial planning and how they violate their fiduciary duty to clients.I believe that @Thomas Rutkowski,@Brandon Beaudoin, and @Deb S.