There are always many options for structuring the loan, the key is to start and go after the best one for you then, if you run into resistance, move to the next option and so forth.

It seems that electric is easier to use and potentially less dangerous (no open flames or leaks).

Good to know about the emergency switchJust remember the "emergency heat is pure resistance electric heat .

The painting of her by Giovanni Boldini is beautiful, and who can't resist a guy named Giovanni!

From www.personalliberty.com:Obama’s ‘Promise Zones’ Picked For Their Strategic Value To Democratic PartyJanuary 9, 2014 by Ben BullardPresident Barack Obama designated five areas Thursday as Economic Promise Zones: three in cities, one in rural Kentucky and one on the Choctaw Nation in Oklahoma – and nearly all of them offer Democrats stronger political inroads with resistant local voters.Obama described the ‘Zones as places where kids would, with the Federal government’s help, have the same opportunities to realize the American Dream as kids in more affluent parts of the country.

The units cost a little more than electrical resistance heating units, but they're longer lasting and far more efficient.

. :) Couldn't resist!

Respectfully, I don't understand the logic of resisting a $500 homeowner's policy to cover an $80,000 home.

All you are at most brokerages is another agent that might get one or two closings before they flame out.

Ionization are better for flaming fires; particle are better for smoldering smokey fires.So if there is an ionization detector in the LR then move it to a bedroom and replace it with a particle/optical detector and that might fix the problem.