Obviously you can back out some of that like pre paid insurance etc and I would want that done.

If you have any tenants that don't have a bank account we have also partnered with NetSpend where they can use the NetSpend prepaid card like a bank account on our system.  

Low intro rate, then low variable rate, best online tools, debit card and check writing made easy. 

Escrowed property taxes less prorated taxes credited to you at closing go into a Prepaid Asset account on the balance sheet.  

The re-fi was about $3249 in fees and another $831 in pre-paid interest. 

In addition, you'll have closing costs, loan origination fees (I assume this apply to FHA loans, too, but perhaps not), inspection fees, appraisal fees, and prepaid taxes and insurance.

i recently purchased a new primary residence and rent my original home. how long do i need to be renting that original home for before lenders start letting that income count towards ratios like debit to income ?  

It also says that "The new loan amount can be no more than the actual documented amount of the borrower's initial investment in purchasing the property plus the financing of closing costs, prepaid fees, and points on the new mortgage loan (subject to the maximum LTV, CLTV, and HCLTV ratios for the cash-out transaction based on the current appraised value)."  

It's best to make your payment via credit or debit card.If your verizon debt was sold to a collection agency then you are not obligated to pay them because technically you don't owe the collection agency, you owe Verizon.  

Is the “total cost” of the loan the “prepaid items” + “closing costs”?