In hindsight it was a very bad move for us as it should have been a red flag suggesting a moral character flaw.

My question: As those of us with access to accurate market data and knowledge are the significant minority, do we have a moral/ ethical responsibility on calling out the fear-4-profit people on the their... well their lies (no pc way to say it)? 

The main thing is always treat people with respect even if you are kicking them out for whatever reason.If they are month to month then you are under no obligation legally or morally to let them stay as long as they want so don’t feel bad about that.

They were sort of morality tales for young boys, to encourage them to work hard and save, and that by doing this they would become rich important business leaders some day. 

Personally, I have some moral qualms with flippantly kicking people out of their home so I can make a quick buck.

Most importantly be upfront, moral and honest in what you do.

It is nice to believe that Bezos has some moral compass that transcends the almighty dollar, but I really doubt it.

I think making sure the sponsor is moral, ethical and honest is very important, but you also want to be sure they are operating a business properly and not just winging it. 

Now you could always lock-step your admin fee to the interest rate if you aren't capped by law, but again that's a moral issue separate to the foundation we are building here.Regards,Jay

He's Captain of the Morale Suppression Team, but his tax knowledge is extensive.if anyone remembers Joe Gore  when I first got on here he called me out as a FAUX HML  I proceeded to show him over 1000 fundings.. that shut him up.