The 2008 housing crisis hit us a little later down here, but that was a factor also. 

Fun times in the sunshine state...it's truly my fear that it will be the insurance crisis that kills our real estate market.  

In fact, many have had rents increase 40-60% while prices did about the same, so some ratios look about the same as they did years ago during the crisis - IF you can find some vacant units that aren't under rent control (or property constructed after 1/1/83 unless you plan on owner-occupying a triplex..)

Paid cash for our next residence , a four bedroom 2.5 bath house in 2001.Started buying real estate as an investment during the great financial crisis.

Asbestos and mold is a lawyer manufactured crisis.  

Most began investing after the financial crisis and have done well in a short period where real estate prices have bene skyrocketing. 

Its anyone's guess this point in the Covid crisis where the market will be, but I figure if I can buy a place at 10% below market, then I have some buffer.

The price of playing it safe is too dear.I'm a living testament of someone who jumped off the cliff in the midst of the Global Financial Crisis and is now living the American Dream.

So, I agree that you should not focus on the negative.A bit off topic: Personally, I believe many agents are suffering from an indentity crisis.

@Anna Ahhee , your plan to enable people with poor credit to buy homes was already tried - the result was the credit crisis, mortgage default and foreclosure crisis of which we are still recovering.As result of above, we have Dodd Frank Act, SAFE Act, and Consumer Financial Protection Bureau, result of which is that people without good credit can not obtain home loans.Here is the lowdown.