You are just changing your scenario and comparing apples to oranges now, where earlier you made a statement as if leveraged properties are somehow immune from the same vacancy risks, and as if there is no expense there when they are sitting vacant.

There are three regulating bodies in Santa Cruz County: the City of Capitola, the City of Santa Cruz, and the County of Santa Cruz.

The regulating bodies in Santa Cruz know this and have placed heavy restrictions on short-term rentals as a result.

my blackberry is like an extension of my body.

Most of these types of loans still require a warm-body guarantor, however, so always keep that in mind if you're soley looking for non-recourse loan options.

Most of these previously discussed are in the body of the primary lease document.We have (mostly) SFH so we do have a pet addendum, and a pool/spa addendum when necessary.

I am not in any hurry to rent to a first warm body as I actually have a job.The current rate closer to 3k for a 2 bedroom and I am well below it with the price hike.I have a garage, pool, fitness center, walking trails, custom spa shower, balcony, patio, gorgeous sunset views as I am atop of a hill and surrounded by trees.My place does not look like a rental.It looks like a homeowner lives there.

As for painting the vinyl windows, go talk to someone at the paint store and ask them what it takes, and if you're going with a dark color on the body of the house, you can do the vinyl a darker color, they don't have to be bright white.

If you want to invest in a small town business (like a STR portfolio) it will pay to be connected or part of the bodies that oversee licensing of your business (self-interest). 

No body is perfect but after working for the other two they could be close.