Better to overestimate and out perform than underestimate and hit a brick wall.  

Obviously however, whatever you do with that loan will hopefully outperform your TSP anyway.I plan on doing this real soon to buy some turnkeys.

How about this, if I don't outperform the other two, I won't charge you.

As you can see, many of the equity kickers did not materialize.20% projected IRR at iFunding realized 10%13% projected IRR at iFunding realized 13%18% projected IRR at iFunding realized 14%20% projected IRR at iFunding realized 16%20% projected IRR at RealtyShares realized 0%20% projected IRR at RealtyShares realized 13%20% projected IRR at RealtyShares realized 15%17% projected IRR at RealtyShares realized 12%15% projected IRR at RealtyShares realized 3%13% projected IRR at Fundrise realized 13%By Platform iFunding 13.7% IRR, Fundrise averages a 13% IRR, , and Realty Shares 9.2% IRR.Equity InvestmentsSix equity deals have gone full cycle and overall, they have outperformed.

I don't know Tulsa, but if it is like most markets, there are a ton of sub-markets, some of which are in much higher demand than others ... you have to pay up to get into those in demand sub-markets on the "right side of the tracks" but in my experience you usually get what you pay for and a great deal in a great neighborhood will outperform over the long haul with infinitely fewer headaches.

Are you suggesting that an indexed universal life with gain caps and surrender charges, mortality charges, and premium charges (usually adding up to over 2-3% annually) will out perform a well diversified portfolio?

If the tenants opt to move out, perform the rehab."

I would certainly hope, that with my sole dedication to only my properties I can far outperform them.  

If I look over the past year my homes have clearly out performed my 401k.

@Paul AltmanIn my opinion while a contractor will out perform an inspector in their area of expertise, you will do better overall using an home inspector.