For Rehab, depending on work could look at hard money, float it with a 0% credit card, a different LOC and refi out of afterwards.

Lots of good deals floating around Memphis, TN.

My father and I used to go to Jadwin, MO to rent canoes for float trips.

And I definitely wouldn't not let the notion that she is bluffing float around in your head. 

If you can't float the monthly cost of a rehab, generally want less headache (although things can always go wrong even if they're brand new), and know the reputation of the builder/rental demand well locally, I think they're a great option. 

Lowest rate at origination, but floats after 3 months. 

Covid kind of has an impact on room rents & tenants floating in & out.

I have a strong W2 with good savings and could potentially float additional capital expenses if/when they come up.

Especially with all this floating rate debt coming due, its a good thing to make sure your not getting burned. 

maybe float some on some credit cards (yeah, watch your debt) but it sounds like you can squeeze it from your salary.