Banks are much, much more sensitive to the changes in interest rates where Mortgage Companies "securitize" their loans by basically placing those loans in "traunches" that act more like a long-term bond.

I’m currently leveraged to the teeth, but my earned income is a huge buffer.

There are just a lot of legal loopholes at the moment that will need to be resolved before the slow down effort gets some teeth.

Such legal structures typically cost more to setup initially, but will significantly reduce your annual operating costs if you are engaging in multiple investments, dealing in time-sensitive transactions, or working with an overall portfolio of more than about $75K.

It hasn't been weeks, but I thought it would be quicker since this is a time-sensitive business. 

One unit makes teeth one unit is a office with a warehouse one unit is a software company.

They are too busy whitening their teeth and brushing their hair to get dirty

Here is another thread to sink your teeth into:- http://www.biggerpockets.com/forums/93/topics/1847...Cheers...

I bought a foreclosure that was smoked in and I’m very sensitive to smoke so that was $4-5k right there to get the smoke smell out.

Not sure, but enforcement would need to have teeth to be able to stop the illegal rentals.