Predatory even, but they are pushing their workouts hard.For example - right now FHA s offering the defaulters a deferred second with up to 25% of PB and all arrears, with a 40 year mod at todays interest rates.

Suggestion: Start listening to Old Capital pod casts. 

I doubt too many who basically fix a flip need to get involved very deeply into estate problems, minor subdivisions, running low mod housing ventures, solving title issues between feuding family members or fighting some insurer over a total loss making them pay up.

Listen to the pod casts -http://www.biggerpockets.com/renewsblog/category/p...2.

OK looks like a good learning experience and good advice from the mods as well.When I say get an education that is not meant as a slam but rather advice.

After reading some probate material and listening to some pod cast about probate, it seem like you have to mail to some of these folks like 5 or 6 letters or more to get a response.

that's a good question I have never listened to one or anyone's pod casts as I cant keep my attention span on anything real estate for more than about 10 minutes especially the u tube folks just rehashing old niches like they are new found strategies..

There is more to learn than can be learned in books and on pod casts.

So I rolled out of bed yesterday after sleeping in and turned on Fox news to see the add again.It's some kind of Space pod gimmicky place.

(I apologize, as reading that last sentence I just wrote seems a bit arrogant and I want to stay humble, but I also need to stay on the right-side of the mods here and not "self promote" myself.)Anyhow, I hope this helps.